Before you begin to look for your new home, meet with us so we can help you determine your price range and which loan options will best serve your financial needs. It is important to understand that a, "pre-qualification letter" is just an estimate of what you are eligible to borrow, not a commitment to lend. Getting, "pre-approved" for a loan gives you a competitive advantage when the time comes to make an offer on a home because you have been approved for a loan for a specified amount. A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home you wish to purchase and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly. Please contact us to schedule your appointment at 800.465.1404.1000.
Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.