My New Blog

Sure, it happens, events can take place in your life that hurt your credit score...but do you know what's even worse?  Bad Credit Reporting!!!

I'm assisting a client who went through a Short-Sale two years ago.  Problem is, all three reporting agencies have different information regarding the account.  The automated systems will not provide an approval.  Talk about frustrating...

Just a suggestion, the big three reporting agencies; Experian, Equifax and Transunion have a co-sponsored site, www.annualcreditreport.com.  It's where you can go and obtain a complete credit report (no scores will be provided, that's a "pay for service"option that we as mortgage professionals are required to obtain.  The info is great. The site also provides a way to get your report corrected.  And it's FREE!

Check it out....